Rushmore Electric FCU
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eZ Card Info
RUSHMORE ELECTRIC FEDERAL CREDIT UNION
CONSUMER LOAN RATE SCHEDULE
Truth In Lending: Rates effective as of June 21, 2018, and subject to change without notice. (APR = Annual Percentage Rate)
TYPE OF LOAN   Terms Platinum
760 - Above
Premier +
759 - 720
Premier
719 - 680
Standard
679 - 640
Value
639 - 600
Rebuilder
599 - Below
Shares Pledged
Certificate's Pledged
  Any Term
Term of Certificate
4.5% over
2.50%
4.5% over
2.50%
4.5% over
2.50%
4.5% over
2.50%
4.5% over
2.50%
4.5% over
2.50%
 
Signature   36 Months 9.90% 10.15% 10.90% 11.90% 14.40% 18.00%
  60 Months 10.90% 11.15% 11.90% 12.90% 15.40% 18.00% 
 
Autos, Pickups & Vans New 2018 - 2017 36 Months 3.25% 3.50% 4.25% 5.25% 7.75% 11.75%
    48 Months 3.40% 3.65% 4.40 % 5.40% 7.90% 11.90%
    60 Months 3.50% 3.75% 4.50% 5.50% 8.00% 12.00 %
    72 Months 3.65% 3.90 % 4.65% 5.65% 8.15% 12.15%
84 mo term - New Only financed at $35,000 or more 84 Months 4.25% 4.50% 5.25% 6.25% 8.75% 12.75%
                 
  Used 2016 - 2014 36 Months 3.25% 3.50% 4.25% 5.25% 7.75% 11.75%
    48 Months 3.40% 3.65% 4.40% 5.40% 7.90% 11.90%
    60 Months 3.50% 3.75% 4.50% 5.50% 8.00% 12.00%
    72 Months 3.65% 3.90% 4.65% 5.65% 8.15% 12.15%
                 
Used 2013 - 2012 36 Months 3.40% 3.65% 4.40% 5.40% 7.90% 11.90%
    48 Months 3.50% 3.75% 4.50% 5.50% 8.00% 12.00%
    60 Months 3.75% 4.00% 4.75% 5.75% 8.25% 12.25%
                 
  Used 2011 48 Months 4.50% 4.75% 5.50% 6.50% 9.00% 13.00%
    60 Months 4.65% 4.90% 5.65% 6.65% 9.15% 13.15%
                 
  Used 2010-2009 36 Months 5.49% 5.74% 6.49% 7.49% 9.99% 13.99%
    48 Months 5.49% 5.74% 6.49% 7.49% 9.99% 13.99%
                 
  Used 2008 & Older 36 Months 6.25% 6.50% 7.25% 8.25%

10.75%

14.75%
                 
  Classic Cars - Appraisal Required 48 Months 7.25% 7.50% 8.25% 9.25% 11.75% 15.75%
 
Motor Homes, Titled Trailers,
Horse Trailers
Travel Trailers & Boats
New & Used 36 Months 5.75% 6.00% 6.75% 7.75% 10.25% 14.25%
To $2499
$2,500 - $9,999
$10,000 - $14,999
$15,000 - $24,999
$25,000 - $49,999
$50,000 +
  60 Months 4.50% 4.75% 5.50% 6.50% 9.00% 13.00%
  84 Months 4.75% 5.00% 5.75% 6.75% 9.25% 13.25%
  96 Months 4.75% 5.00% 5.75% 6.75% 9.25% 13.25%
  120 Months 4.99% 5.24% 5.99% 6.99% 9.49%

13.49%

  180 Months 5.75% 6.00% 6.75% 7.75% 10.25% 14.25%
 

Snowmobiles, ATV
Two seater ATV's,
& Water Crafts

New 2018- 2017 24 Months 3.25% 3.50% 4.25% 5.25% 7.75% 11.75%
    36 Months 3.25% 3.50% 4.25% 5.25% 7.75% 11.75%
    48 Months 3.35% 3.60% 4.35% 5.35% 7.85% 11.85%
    60 Months 3.49% 3.74% 4.49% 5.49%

7.99%

11.99 %
 
  Used 2016 - 2014 24 Months

3.99%

4.24%

4.99% 5.99% 8.49% 12.49%
    36 Months 3.99% 4.24% 4.99% 5.99% 8.49% 12.49%
    48 Months 3.99% 4.24%

4.99%

5.99% 8.49% 12.49%
                 
  Used 2013 - Older 24 Months 4.49% 4.74% 5.49% 6.49% 8.9 9% 12.99%
 
Motorcycles New/Used 24 Months 3.25% 3.50% 4.25% 5.25% 7.75% 11.75%
  2018 - 2017 36 Months 3.25% 3.50% 4.25% 5.25% 7.75% 11.75%
    48 Months 3.35% 3.60% 4.35% 5.35% 7.85% 11.85%
    60 Months 3.49% 3.74% 4.49% 5.49% 7.99% 11.99%
    72 Months 3.75% 4.00% 4.50% 5.25% 7.75% 9.75%
 
  Used 2016 & Older 24 Months 5.00% 5.25% 6.00% 7.000% 9.50%

13.50%

    36 Months 3.25% 3.50% 4.25% 5.25% 7.75% 11.75%
    48 Months 3.25% 3.50% 4.25% 5.25% 7.75% 11.75 %
    60 Months 3.65 % 3.90% 4.65% 5.65% 8.15% 12.15%
 
Farm/Ranch 0 to 10 Years Old any term 9.00% 9.25% 10.00% 11.00% 13.50%

17.50%

  any term 10.00% 10.25% 11.00% 12.00% 14.50% 18.00%
 
Mobile Homes 16 to 20 Years Old 60 Months 12.75% 13.00% 13.75% 14.75% 17.25% 18.00%
  11 to 15 Years Old 96 Months 10.75% 11.00% 11.75% 12.75% 15.25% 18.00%
*puchase price of $30,000 + up to 180 Mo New to 10 Years Old* 120 Months* 9.75% 10.00% 10.75% 11.75% 14.25% 18.00%
 
Visa Classic     10.50%          
Visa Platinum     8.50%          
Visa Secured     8.00%          
Overdraft Protection     13.90%