Rushmore Electric FCU
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eZ Card Info
RUSHMORE ELECTRIC FEDERAL CREDIT UNION
CONSUMER LOAN RATE SCHEDULE
Truth In Lending: Rates effective as of September 15, 2017, and subject to change without notice. (APR = Annual Percentage Rate)
TYPE OF LOAN   Terms Platinum
760 - Above
Premier +
759 - 720
Premier
719 - 680
Standard
679 - 640
Value
639 - 600
Rebuilder
599 - Below
Shares Pledged
Certificate's Pledged
  Any Term
Term of Certificate
4.5% over
2.50%
4.5% over
2.50%
4.5% over
2.50%
4.5% over
2.50%
4.5% over
2.50%
4.5% over
2.50%
 
Signature   36 Months 9.90% 10.15% 10.65% 11.40% 13.90% 15.90%
  60 Months 10.90% 11.15% 11.65% 12.40% 14.90% 16.90%
 
Autos, Pickups & Vans New 2018 - 2017 36 Months 2.50% 2.75% 3.25% 4.00% 6.50% 8.50%
    48 Months 2.60% 2.85% 3.35% 4.10% 6.60% 8.60%
    60 Months 2.70% 2.95% 3.45% 4.20% 6.70% 8.70%
    72 Months 2.90% 3.15% 3.65% 4.40% 6.90% 8.90%
84 mo term - New Only financed at $35,000 or more 84 Months 3.75% 4.00% 4.50% 5.25% 7.75% 9.75%
                 
  Used 2016 - 2014 36 Months 2.80% 3.05% 3.55% 4.30% 6.80% 8.80%
    48 Months 2.90% 3.15% 3.65% 4.40% 6.90% 8.90%
    60 Months 2.95% 3.20% 3.70% 4.45% 6.95% 8.95%
    72 Months 3.25% 3.50% 4.00% 4.75% 7.75% 9.25%
                 
  Used 2013 - 2012 36 Months 3.10% 3.35% 3.85% 4.60% 7.10% 9.10%
    48 Months 3.20% 3.45% 3.95% 4.70% 7.20% 9.20%
    60 Months 3.30% 3.55% 4.05% 4.80% 7.30% 9.30%
                 
  Used 2011 48 Months 4.25% 4.50% 5.00% 5.75% 8.25% 10.25%
    60 Months 4.40% 4.65% 5.15% 5.90% 8.40% 10.40%
                 
  Used 2010-2009 36 Months 5.25% 5.50% 6.00% 6.75% 9.25% 11.25%
    48 Months 5.25% 5.50% 6.00% 6.75% 9.25% 11.25%
                 
  Used 2008 & Older 36 Months 6.25% 6.50% 7.00% 7.75%

10.25%

12.25%
                 
  Classic Cars - Appraisal Required 48 Months 6.99% 7.24% 7.74% 8.49% 10.99% 12.99%
 
Motor Homes, Titled Trailers,
Horse Trailers
Travel Trailers & Boats
New & Used 36 Months 5.49% 5.74% 6.24% 6.99% 9.49% 11.49%
To $2499
$2,500 - $9,999
$10,000 - $14,999
$15,000 - $24,999
$25,000 - $49,999
$50,000 +
  60 Months 4.00% 4.25% 4.75% 5.50% 8.00% 10.00%
  84 Months 4.25% 4.50% 5.00% 5.75% 8.25% 10.25%
  96 Months 4.25% 4.50% 5.00% 5.75% 8.25% 10.25%
  120 Months 4.50% 4.75% 5.25% 6.00% 8.50%

10.50%

  180 Months 5.75% 6.00% 6.50% 7.25% 9.75% 11.75%
 

Snowmobiles, ATV
Two seater ATV's,
& Water Crafts

New 2018- 2017 24 Months 2.75% 3.00% 3.50% 4.25% 6.75% 8.75%
    36 Months 3.00% 3.25% 3.75% 4.50% 7.00% 9.00%
    48 Months 3.25% 3.50% 4.00% 4.75% 7.25% 9.25%
    60 Months 3.25% 3.50% 4.00% 4.75%

7.25%

9.25%
 
  Used 2016 - 2014 24 Months

3.75%

4.00%

4.50% 5.25% 7.75% 9.25%
    36 Months 3.75% 4.00% 4.50% 5.25% 7.75% 9.25%
    48 Months 3.99% 4.24%

4.74%

5.49% 7.99% 9.99%
                 
  Used 2013 - Older 24 Months 4.25% 4.50% 5.00% 5.75% 8.25% 10.25%
 
Motorcycles New/Used 24 Months 2.99% 3.24% 3.74% 4.49% 6.99% 8.99%
  2018 - 2017 36 Months 2.99% 3.24% 3.74% 4.49% 6.99% 8.99%
    48 Months 2.99% 3.24% 3.74% 4.49% 6.99% 8.99%
    60 Months 2.99% 3.24% 3.74% 4.49% 6.99% 8.99%
    72 Months 3.50% 3.75% 4.25% 5.00% 7.50% 9.50%
 
  Used 2016 & Older 24 Months 4.75% 5.00% 5.50% 6.25% 8.75%

10.75%

    36 Months 3.00% 3.25% 3.75% 4.50% 7.00% 9.00%
    48 Months 3.00% 3.25% 3.75% 4.50% 7.00% 9.00%
    60 Months 3.50% 3.75% 4.25% 5.00% 7.50% 9.50%
 
Farm/Ranch 0 to 10 Years Old any term 9.00% 9.25% 9.75% 10.50% 13.00%

15.00%

  any term 10.00% 10.25% 10.75% 11.50% 14.00% 16.00%
 
Mobile Homes 16 to 20 Years Old 60 Months 12.75% 13.00% 13.50% 14.25% 16.75% 18.75%
  11 to 15 Years Old 96 Months 10.75% 11.00% 11.50% 12.25% 14.75% 16.75%
*puchase price of $30,000 + up to 180 Mo New to 10 Years Old* 120 Months* 9.75% 10.00% 10.50% 11.25% 13.75% 15.75%
 
Visa Classic     10.50%          
Visa Platinum     8.50%          
Visa Secured     8.00%          
Overdraft Protection     13.90%